Finance HVAC, Plumbing, & Electrical Services
in Nashville, TN
Over 40+ Years of Experience Serving Nashville & Middle Tennessee
Flexible Financing Options with Copeland Home Services
Take the stress out of unexpected HVAC, plumbing, or electrical needs with flexible financing from Copeland Home Services. Home service emergencies like HVAC breakdowns, clogged sewer lines, failed generators, or burst pipes can strike when you least expect them, and the last thing you need is financial strain on top of urgent repairs.
That’s why we’ve partnered with Service Finance Company, our preferred credit provider, to offer convenient financing solutions that make repair and replacement costs easier to manage for any budget.
Financing Options Available with Copeland
Short-term Interest Free Loans*
No (0%) Interest if paid in full in 12 months (deferred interest)
Low Monthly Payment Loans*
5 Year – 6 months no interest no payment – 9.99% interest rate after for 5 years
10 Year – 6 months no interest no payment – 9.99% interest rate after for 10 years
*Subject to credit approval. These examples are estimates only. Actual payment amounts based on amount and timing of purchases. Note that all financing plans and final interest rates are approved on case-by-case basis for each customer. All financing options are dependent on approved credit issued by Service Finance Company, LLC. For current information or questions about financing options, existing agreements or payment terms, call Copeland Home Services at (615) 244-9520 or call Service Finance Company at (866) 393-0033.
We Offer Financing with Service Finance Company
Service Finance Company, LLC makes it easy to fit home comfort upgrades into your budget with flexible payment plans, including 0% interest, short-term, and low-monthly financing options (with approved credit). Most HVAC and plumbing projects qualify, so you can get the work you need without the financial stress.
Click HERE to apply today with Service Finance Company
While Service Finance Company is our preferred partner, Copeland also works with additional lenders to give you even more choices. No matter which plan you select, the application process is simple, fast, and designed to get you approved quickly.
How Does It Work?
At Copeland Home Services, we understand that every homeowner’s budget is different. That’s why our team takes the time to customize financing solutions that fit your unique needs. You have several convenient ways to explore your options and choose the plan that works best for you.
1. Apply Directly with Service Finance Company
- Use the link below to view a variety of loan options designed to match your budget and service needs.
- Service Finance Company makes financing simple, affordable, and accessible.
- After submitting your application, you’ll receive loan terms and a credit decision via email, along with final documents and e-signature instructions.
- Click HERE to apply today with Service Finance Company
2. Schedule Consultation with Copeland Service Technician or Field Supervisor
- The easiest way to review financing options is during a service visit or consultation.
- Our certified technicians use digital tablets to clearly walk you through personalized payment terms on the spot.
- Schedule your appointment HERE
3. Call Copeland Directly
- Call our financing experts at (615) 244-9520 for additional details on different payment options and credit terms.
- We’ll guide you through the process and answer your questions—even before your technician arrives.
4. Fill out Online Request Form
- Complete the request form below with your information.
- Once your request has been received, our financing team will contact you promptly to guide you step-by-step through the next steps.
Invest in a Heating and Cooling System
Beyond the purchase of your home and vehicle, your heating and cooling system is one of the biggest investments you’ll make. The good news? Today’s HVAC systems are far more energy-efficient, and with professional installation and maintenance from Copeland Home Services, you can enjoy reliable comfort and significant savings over the life of your system.
Financing makes upgrading even easier. Through Service Finance Company, you’ll have access to flexible payment plans that help you manage your upfront costs while getting the HVAC system that delivers the heating, cooling, and air quality your home deserves.
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EMERGENCY SERVICES
HVAC, Plumbing, and Electrical Experts In The Greater Nashville Area. Serving Middle Tennessee For Over 40 Years.
YOUR HVAC, PLUMBING AND ELECTRICAL EXPERTS IN NASHVILLE AND MIDDLE TN FOR OVER 40 YEARS
100% Satisfaction Guarantee! We proudly stand behind every repair, replacement and maintenance service!
Satisfied Customers
Copeland Home Services is rated 4.5/5.0 based on Google Reviews
“Copeland and Son Services are simply the best. They are professional, courteous, and timely. I have no complaints with this family owned business.”
Melinda A.
“A+ service. Professional analysis and bed-side manner! Would highly recommend. These guys are fair and know their stuff. “
Michael G.
“The folks at Copeland & Son Services are genuine, honest, and produce high-quality work. I’m very pleased with the HVAC for the garage.”
Lisa M.
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Financing FAQs
What kind of financing options are available through Copeland Home Services?
- 0% Interest Short-Term Loans – Pay in full within 12 months with no interest (deferred interest applies).
- Low Monthly Payment Loans – Spread your payments over a longer term:
- 5-Year Plan: 6 months no interest, then 9.99% APR for 5 years
- 10-Year Plan: 6 months no interest, then 9.99% APR for 10 years
What types of home service projects can I finance with Copeland?
You can finance nearly any plumbing or HVAC project with Copeland. Whether you need a new heating or cooling system, tankless water heater upgrade, sewer line replacement, or a full bathroom remodel, financing makes it easy to complete larger home improvements. Mid- to large-scale home projects are ideal for financing.
Why should I consider financing to pay for home improvements?
Financing lets you start your home projects immediately without tapping into your home equity. Flexible payment options designed to fit any budget, typically ranging from 12 to 120 months depending on the size of your project, make it easier to manage costs while investing in your home.
What credit score do I need to qualify?
You have different financing options even if your credit isn’t perfect. Copeland’s preferred credit partner is Service Finance Company, but we also work with Wells Fargo, both offering a variety of financing solutions to fit different needs and budgets.
Does applying for financing affect my credit score?
Yes, lenders will review your credit rating when you apply for financing. This inquiry may have a small impact on your score, as credit reporting agencies take new financing requests into account.
What happens after I’m approved for financing?
After financing approval, you’ll receive your payment schedule and plan details. Our team will then help schedule your home service project to ensure a smooth, hassle-free experience
What will my monthly payment look like?
Your monthly payment and loan terms depend on the total amount financed and the payment plan you choose.
How do I get started with financing?
You can apply online directly through Service Finance Company using the links on this page for a quick decision. Or you can schedule a consultation with a field supervisor, call us, or fill out our online request form. Our team will guide you through the process and help you choose the best payment plan for your home service needs.